Regarding mortgage rates, even if you are already pre-qualified at your own bank:

Think of shopping for mortgage rates like when you are booking air travel; there are always travel package "deals" around if you shop in the right place.

HomeGuard Funding is "the most right place" to shop for a mortgage. Due to the high volume of mortgages placed by HomeGuard over the years, we are given special packages to offer to HomeGuard clients, by the lenders (read - the banks).

An example would be when mortgage money becomes available from unexpected sources through the banks and other lending institutions, in a fixed amount at a fantastic rate, HomeGuard is able to pass those "better rates" along to their own clients. Better rates than what?

Those types of "package" funds are only available at fixed rates (better than advertised rates) in special time slots, just like air travel packages. When the funds are dispersed, the deal is gone. However, these package deals appear often, through multiple banks. So, if you are already approved by your bank, but would like to source out an even better deal, HomeGuard can often offer you an even better rate than your own bank is offering you, through our long-established relationships with the banks. Sometimes we are even able to place your mortgage at the same bank you are already doing business with, but at a much better rate. Costs nothing to check. It's all in knowing the right questions to ask.

It's worth a phone call before you sign on the dotted line for your new mortgage, renewal, or refinance. You could save many thousands of dollars over the life of your mortgage. Call or email Bill or Carolyne today to find out why and how this works, and why we should give you the benefit of the better package rates we receive. One reason of course is that we would like for you to be our client, and bring along your friends, relatives and business associates to share in the benefit packages we offer, also.

Remember: Often our package deal rates are surprisingly better than what you have been able to source on your own. It pays to know the right people in the mortgage business. At HomeGuard, we "are" the right people. You will see the difference right away.