Mortgage financing press release:

Brampton - January 2007

Same great service. You would expect nothing less fromCarolyne.

Thinking of refinancing your existing home? Buying a new one from a builder? Buying a pre-owned home, used but not abused? Just saw a sign on a property, went to see the house with your agent, and now you want to buy it right away, but you can't get anyone at your bank to return your phone call? or perhaps you have had a banking experience where they kept your file for three weeks before they got back with you to say you qualified for a mortgage? you already knew you did qualify, but you needed the official paperwork pronto, and pronto didn't happen?

In the meantime, you lost out on the house you wanted to buy? Your agent didn't stay on top of the bank file, and was prepared to just wait while your file made it to the top of some banker's long list of customers? Someone else got there first and bought the house you wanted? They were pre-qualfied and pre-approved, had all their paperwork in place already, and were ready to sign on the dotted line while you waited and waited and waited, and someone else got your dream home? I know these situations happen. Callers tell me these stories all the time.

Right away, I put them in touch with "my mortgage man," and lo and behold before the day is out, they have their mortgage commitment papers and they are able to buy the house they want, immediately. They are so pleased and they send along all their friends and relatives. Time and time again.

Now the news is: Carolyne, at Carolyne Realty Corp. Real Estate Brokerage, has teamed up with "her mortgage man," and Carolyne, Broker of Record, is also a Mortgage Broker. With more than 25 years' experience in the real estate business, many years as the Royal LePage number one agent in all of Western Ontario, and always one of the top ten agents at the national company, a leader in the top 1% of all agents in Canada, Carolyne (http://www.carolyne.com ) opened her own boutique real estate brokerage in 1991 and has acquired a long list of satisfied real estate clients.

Now she is a Mortgage Broker, too. Carolyne has teamed up with vice-president and personal business friend and associate of more than thirty years, Wm. R. Eves (you may know him as "Bill"), to offer the best choice of mortgage services available in Brampton today. Bill (past president of the Ontario Mortgage Brokers Association) and president Wayne Sudsbury (currently also president of the Independent Mortgage Brokers Association), started HomeGuard Funding 23 years ago, and they have serviced thousands of clients and repeat clients throughout the GTA and surrounding areas.

By expanding their services into the Brampton area, and knowing that Carolyne has a long list of existing clients who rave about the service she already provides (read Carolyne's Clients Speak at her web site), many of them having worked also with Bill, they know this will be a good team fit, and wish her the best of luck in expanding the services she offers at Carolyne Realty Corp. through partnering services with HomeGuard Funding Ltd.

Along with this comes the side benefit for Carolyne's real estate colleagues at other real estate companies since she can now help them acquire fast mortgage approvals for their clients, too. If you have a real estate agent already, that's fine. Just tell your agent to call Carolyne, to get your mortgage approved really fast, so you can get on with buying that special home you have chosen to buy in Brampton or surrounding areas. Carolyne, as Mortgage Broker, can place your mortgage, fast, with your own existing bank, if that is what you want to do, and get you the fastest service available at the best rates available - in record time. We already have great contacts at many financial institutions and can quickly place your mortgage with major banks, trust companies, mortgage companies, and private lenders (always at the very best rates and terms available that day). It pays to have connections in many places. You can make our connections, your connections.

Let Carolyne show you how to get your financing done right, right away. Same person, same great service. All your mortgage work can be done by phone, fax, or email. No waiting in line at the bank or waiting days for your call to be returned. You can leave a message for Carolyne 24/7 at 905-458-6711 or at 1-800-225-1777, extension 126 and know that you will hear from her as soon as possible.

Your call, as always, will be returned promptly. Hurry home now, you really are moving. Real estate . . . Understood. Mortgages . . . the best deal ~ right now. Consult with Carolyne or Bill, before you commit to one of the most important financial decisions you will ever make.

Yours truly,

CAROLYNE REALTY CORP. per

Small Company but we're BIG in Brampton - where it's the LITTLE things that count & Our Reputation is on the SOLD sign ~ and ~ our signature is on your mortgage approval backed by HomeGuard Funding Ltd.

Celebrating
25 years proudly serving Brampton homeowners. Year after year our clients vote us #1 in service excellence! Carolyne's Clients Speak (reference letters)

Let Carolyne show you how it's done: A level of service, expertise, and excellence you will have difficulty matching anywhere else.

Carolyne Lederer, REALTOR® (1981), Registrant RECO

President, CAROLYNE REALTY CORP. (1991)

Real Estate Broker of Record, licenced in the Province of Ontario

Mortgage Broker HomeGuard Funding Ltd.

Carolyne@Carolyne.com or BillEves@HomeGuardFunding.com

197 County Court Blvd. Suite 100 Brampton ON L6W4P6 Tel: 905-458-6711